With the economy down lately it’s fairly common I get a several calls during a week from people seeking a divorce, but they say they can’t afford it and just want a few tips. I have to say I always chuckle and think what other profession can you call up and hope to get a few tips, for free? I normally chat for 15 minutes or so and consider it part of my pro bono duty for the week. If I can give a quick bit of help I will try. But, it does lead into a more serious question and that is, what can a person possibly hope to learn in a few quick minutes talking to a lawyer?

While I do understand that a divorce is expensive, I have to say that I think they people who call for a “quick question” are truly wasting their time. Most of the answers that I give on these telephone calls are already online (even on this blog!) and the person is not going to get any legal advice in those few minutes.  You really can’t tell the court or a Judge that “I talked to a lawyer and he said…” it just doesn’t mean anything since it’s not official.

Before you give up hope and click away, I want to help you with some idea that I’ve come up with help a person who truly can’t afford a lawyer.  NOTE: “Truly Can’t Afford” is the key phrase, I would say that a good portion of people, heck even the majority can afford a divorce lawyer they just don’t want to.  I can’t blame them!  If you have the choice between taking the wife and kids to Disneyworld or paying the same amount to talk to a lawyer over 6-9 months it’s easy to see what any sane person would pick!

However, keep in mind divorces do not have to be as expensive as you think they are (see below for some tips) but if you’re willing to easily spend 5% on a selling a house..wouldn’t you pay a fraction of that to deal with everything you own and your kids?!  I’m always shocked how many people call after they have done a divorce themselves and managed to make mistakes and when I ask what they earn they say “oh you know 70, 80, 100 thousand” and I think you are just crazy (some might say stupid) for not wanting to spend a few thousand dollars on this huge event in your life.

With that said here are some tips that that I would suggest the person down can’t afford a divorce lawyer and wants/needs a divorce:

Get organized. Spend the time organizing all the debts, pull a credit credit report, list the assets, etc. But if you need to do it yourself or even hire a lawyer it really helps to be organized.  I can’t tell you the exact cost saving but I can say that if you are extremely organized, you have the information and values and know what you want out of the divorce it will save a great deal of money.

Talk to family member about a loan. It may sound self-serving for a divorce lawyer to tell you to get a loan, but if you need a lawyer you’ll need money. That’s the bottom line and there is no better time to count on family then when you truly need them.  If dear old Granny is getting older and getting ready to go to her reward soon plans to leave you a “little something” maybe you would be best served to talk to her now, when you really need her assistance.

Don’t call and ask if the lawyer does “pro bono”. First, there is no legal requirement that Minnesota lawyers work for free. There is an aspiration goal that lawyers do some pro bono work each year, but with most lawyers graduating law school with well over $150,000 in debt and the median lawyer salary in Minnesota just under $60,000 a year, it’s unlikely that you can find a lawyer to just help you without some connection.  You wouldn’t work for free for a stranger, you shouldn’t expect a lawyer to.

Call your local Legal Aid. Often times even if you don’t qualify for legal aid you can attend a divorce clinic where divorce lawyers will spend a day and help out legal aid. In our area legal aid is technically called Southern Minnesota Regional Legal Services, they do a great job and can often put you on a wait list for help.

Talk to your HR person. You’ll be surprised that your company may offer an Employee Assistance Program (EAP) that will give you a significant discount lawyer.  We’ve been affiliated with Legal Shield for years now and I will say if you are a member and you ever need their services they will pay for themselves many times over.  For example, my hourly rate is $400/hour.  That is the rate I charge everyone, you the guy down the street, my cousin Steve.  With the exception of Legal Shield where you get a 25% discount of that. That’s $100 hour you save!  IF you need that program it’s a huge money saver.

Warning:  there is a warning I wanted to say with EAP programs.  For serious issues, divorces, criminal charges, etc.  You want to avoid going with the type of program that pays for everything.  The reason I say this is that some programs pay a lawyer a flat fee of say $3,000 for a divorce…all the way through trial!  The obvious issue you won’t get a good lawyer (Heck I might even argue a competent lawyer) to take divorce trial for a flat fee of $3,000.

Also, you may be able to take a loan against your retirement 401(k)/pension, something a lot of people don’t think about but probably should if you need it.

The bottom line is try a few things before you either give up and sign whatever your ex gives you or try to do it yourself (although, there are a few instances where pro se divorce, that is not having a lawyer is no big deal).

Information obtained in mankatofamilylaw.com may contain knowledgable content about Minnesota Family Law that may be considered beneficial to some; however, in no way should this website or its contents be considered legal advice. Mr. Kohlmeyer is a Minnesota licensed Attorney and cannot provide legal services or guidance to those outside of Minnesota. If you wish to retain Mr. Kohlmeyer as your Attorney in your Family Law matter, contact 507-205-9736.